A guide to Payday Loans in Wisconsin, USA. 

What are the Citation (s) to Payday Loan or Small Loan Laws in Wisconsin? 
A: The relevant citation regarding Payday Loans in the Wisconsin State Jurisdiction is Wis. Stat. § 138.09

Q: Are Payday Loans legal in Wisconsin? 
A: Yes Payday Loans are legal in Wisconsin. 

Q: What is the Maximum Cash Advance Loan Amount in Wisconsin?
A: The maximum Cash Advance or Payday Loan amount is not specified. 

Q: What is the Maximum Payday Loan Term in Wisconsin?
A: The Maximum Payday Loan Term in Wisconsin is not specified. 

Q: What is the Maximum Fee for Cash Advance Loans in Wisconsin?
A: There is no limit on the Finance Rate and Fees for Cash advance loans in Wisconsin. 

Q: What is the Finance charge for 14-day $100 payday loan in Wisconsin State?
A: There is no limit on the finance charge for a 14-day $100 loan in Wisconsin. 

Q: What is the APR for 14-day $100 payday loan in Wisconsin?
A: There is no limit on the APR charged for 14-day $100 payday loan in Wisconsin. 



Q: Is there a limit on the number of payday loans I can take at one time? 
A: There is no limit on the number of payday loans you can take at one time. 

Q: How many times can the lender rollover my payday loan in Wisconsin?
A: The maximum number of rollovers is not specified. 

Q: If I cannot repay my payday loan can the lender initiate a criminal action? 
A: No the payday loan lender cannot initiate a criminal action if the borrower is unable to pay the loan (per Wisconsin worthless check law, a check given to secure a loan isn't "worthless")

Q: Can I be charged a collection fee for a payday loan?
A: Yes, the collection fee in Wisconsin includes $15 NSF fee if check is returned due to no account open at bank, insufficient funds or insufficient credit. Check presentment limit: two times. 

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the Wisconsin Department of Financial Institutions at:

Wisconsin Department of Financial Institutions
Address: Wisconsin Consumer Act Section, P.O. Box 8041 Madison, WI 53708
Phone: (608) 261-9555
Fax: (608) 261-7200
Regulatory Contact: Paul Egide, Consumer Act Director

Website: http://www.wdfi.org/

Where can I find a payday loan store in Wisconsin? 

You can find the store nearest to your location by simply clicking on this link  loc: Wisconsin