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A guide to Payday Loans in West Virginia, USA.

What are the Citation (s) to Payday Loan or Small Loan Laws in West Virginia?
A: The relevant citation regarding Payday Loans in the West Virginia State Jurisdiction is Small loan act W. Va. Code § 46A-4-107 and § 32A-3-1 et seq.

Q: Are Payday Loans legal in West Virginia? 
A: No Payday Loans are prohibited in West Virginia. 

Q: What is the maximum interest rate charged on small loans in West Virginia? 
A: The maximum interest rate charged on small loans in West Virginia is 31% per year on a loan of $2,000 or less. 

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the West Virginia Department of Financial Institutions at:

Office of West Virginia Attorney General 
Address: Consumer Protection Division 
812 Quarrier St., 4th Floor Charleston, WV 25301
Phone: (800) 368-8808
Fax: (304) 558-0184

Website: http://www.wvago.us/

You can also contact the West Virginia Division of Banking at 

1900 Kanawha Boulevard, East
Building Number 3, Room 311
Charleston, WV 25305-0240
Phone: (304) 558-2294
Fax: (304) 558-0442

Website: http://www.wvdob.org/

Where can I find a payday loan store in West Virginia? 

You can find the store nearest to your location by simply clicking on this link  loc: West Virginia


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