A guide to Payday Loans in Utah, USA. 

What are the Citation (s) to Payday Loan or Small Loan Laws in Utah? 
A: The relevant citation regarding Payday Loans in the Utah State Jurisdiction is Utah Code Ann. § 7-23-01 et seq.

Utah State Payday Loan FAQs:

Q: Are Payday Loans legal in Utah? 
A: Yes Payday Loans are legal in Utah (Applies to check cashers only)

Q: What is the Maximum Cash Advance Loan Amount in Utah? 
A: There is no limit on the Cash Advance or Payday Loan amount in Utah. 

Q: What is the Maximum Payday Loan Term in Utah State? 
A: The Maximum Payday Loan Term in Utah should not exceed 12 weeks. 

Q: What is the Maximum Fee for Cash Advance Loans in Utah?
A: There is no usury limit on the Finance Rate and Fees for Cash advance loans in Utah. 

Q: What is the Finance charge for 14-day $100 payday loan in Utah State?
A: There is no limit on the finance charge for a 14-day $100 loan in Utah. 



Q: What is the APR for 14-day $100 payday loan in Utah?
A: There is no limit on the APR charged for 14-day $100 payday loan in Utah. 

Q: Is there a limit on the number of payday loans I can take at one time? 
A: There is no limit on the number of payday loans you can take at one time. 

Q: How many times can the lender rollover my payday loan in Utah?
A: The maximum number of rollovers is not specified. However the payday loan cannot be extended or renewed for more than 12 weeks from original loan date. 

Q: If I cannot repay my payday loan can the lender initiate a criminal action? 
A: It is not specified if the payday loan lender can initiate a criminal action if the borrower is unable to pay the loan. 

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the Utah Department of Financial Institutions at:

Utah Department of Financial Institutions
Address: 324 South State Street, Suite 201 Salt Lake City, UT 84111
Phone: (801) 538-8830
Fax: (801) 538-8894
Regulatory Contact: 

Website: http://www.dfi.utah.gov/

Where can I find a payday loan store in Utah?

You can find the store nearest to your location by simply clicking on this link loc: Utah