A guide to Payday Loans in North Carolina, USA.

What are the Citation (s) to Payday Loan or Small Loan Laws in North Carolina? 

A: The relevant citation regarding Payday Loans in the North Carolina State Jurisdiction is the consumer finance act N.C. Gen. Stat. § 53-173

Q: Are Payday Loans legal in North Carolina? 
A: No Payday Loans are prohibited in North Carolina (N.C. Gen. Stat. § 53-281 authorizing payday loans allowed to sunset in 2001)

Q: What is the maximum interest rate charged on small loans in North Carolina? 
A: The maximum interest rate charged on small loans in North Carolina is 36%. 

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the North Carolina Department of Financial Institutions at:

North Carolina Attorney General)
Address: NC Attorney General's Office 9001 Mail Service Center Raleigh, NC 27699-9001
Phone: (919) 716-6400
Fax:
Website: http://www.ncdoj.com/default.jsp

You can also contact the North Carolina Commissioner of Banks
316 W. Edenton Street, Raleigh, NC 27603
Mailing Address 4309 Mail Service Center, Raleigh, NC 27699-4309
Phone: (919) 733-3016
Fax: (919) 733-6918
Website: http://www.nccob.org/NCCOB

Where can I find a payday loan store in North Carolina?

You can find the store nearest to your location by simply clicking on this link  loc: North Carolina