A guide to Payday Loans in New Hampshire, USA. 

What are the Citation (s) to Payday Loan or Small Loan Laws in New Hampshire?

A: The relevant citation regarding Payday Loans in the New Hampshire State Jurisdiction is 36 N.H. Rev. Stat. Ann. § 399-A:1 et seq.

Q: Are Payday Loans legal in New Hampshire? 
A: Yes Payday Loans are legal in New Hampshire 

Q: What is the Maximum Cash Advance Loan Amount in New Hampshire?
A: The maximum Cash Advance or Payday Loan amount is $500. 

Q: What is the Payday Loan Term in New Hampshire?
A: The Payday Loan Term in New Hampshire is 7-30 days. 

Q: What is the Maximum Rate and Fee for Cash Advance Loans in New Hampshire?
A: The Maximum fee for Cash Advance Loans in New Hampshire is Not Specified (After default: 6% per year)

Q: What is the Finance charge for 14-day $100 payday loan in New Hampshire State?
A: There is no limit on the Finance charge for 14-day $100 payday loan in New Hampshire. 



Q: What is the APR for 14-day $100 payday loan in New Hampshire State?
A: There is no limit on the APR charged for 14-day $100 payday loan in New Hampshire. 

Q: Is there a limit on the number of payday loans I can take at one time? 
A: The maximum number of loans you can take at one time is not specified. 

Q: How many times can the lender rollover my payday loan in New Hampshire? 
A: The lender cannot rollover (renew, extend or consolidate) the payday loan. Borrowers can renew to obtain additional cash but prior loan must be paid in full from proceeds of new loan and marked as such)

Q: If I cannot repay my payday loan can the lender initiate a criminal action? 
A: No, the lender cannot initiate a criminal action against the borrower 

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the New Hampshire Department of Financial Institutions at:

New Hampshire State Banking Department
Address: 64B Old Suncook Road Concord, NH 03301
Phone: (603) 271-3561
Fax: (603) 271-0750
Regulatory Contact: Mary Jurta, Director, Consumer Credit Division 
Website: http://www.nh.gov/banking/

Where can I find a payday loan store in New Hampshire? 

You can find the store nearest to your location by simply clicking on this link loc: New Hampshire