A guide to Payday Loans in Georgia, USA. 

What are the Citation (s) to Payday Loan or Small Loan Laws in Georgia? 

A: The relevant citation regarding Payday Loans in the Georgia State Jurisdiction is the Industrial loan act Ga. Code Ann.§ 7-3-14. Ga. Comp. R. & Regs. r. 80 § 3-1.02(7) 

Q: Are Payday Loans legal in Georgia? 
A: No Payday Loans are prohibited in Georgia. 

Q: What is the maximum interest rate charged on small loans in Georgia?
A: The maximum interest rate charged on small loans in Georgia is 16% per year (10% per year discounted plus fees); 60% per year criminal usury cap

Contact the Department Of Financial Institutions

If you have questions about payday loans please contact the Georgia Department of Financial Institutions at:

Georgia Office of the Commissioner of Insurance
Address: Industrial Loan Division, Two Martin Luther King, Jr. Drive West Tower, Suite 704 Atlanta, GA 30334
Phone: (404) 656-2070
Fax: (404) 657-8542
Regulatory Contact: Frank Ogletree, Director

Website: http://www.gainsurance.org/

Where can I find a payday loan store in Georgia?

You can find the store nearest to your location by simply clicking on this link  loc: Georgia